Terms & Conditions – 98JL Platform

1 Acceptance of Terms

By accessing, registering on, or using the 98JL platform — including the website at 98jl.net, the 98JL mobile application, and any related services — you confirm that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety. These Terms constitute a legally binding agreement between you (the "Member" or "User") and 98JL (the "Platform" or "Operator").

If you do not agree with any part of these Terms & Conditions, you must immediately cease using the 98JL platform and close your account if one has been created. Continued use of 98JL following any update to these Terms constitutes your acceptance of the revised version.

2 Eligibility

To be eligible to register and use the 98JL platform, you must satisfy all of the following conditions:

• You are at least 21 years of age. This is the minimum legal age for participation in casino-style gambling activities in the Philippines, and 98JL strictly enforces this requirement.
• You are accessing 98JL from a jurisdiction where online gambling is lawful. It is your sole responsibility to determine whether online gaming is legal in your location before registering.
• You are not a current employee, contractor, director, officer, or agent of 98JL, nor an immediate family member of any such person.
• You are not self-excluded from gambling activities, whether through the 98JL self-exclusion program or any applicable regulatory self-exclusion scheme.
• You are acting on your own behalf and not as an agent or representative of any third party.
• You have not previously had a 98JL account suspended or terminated for a breach of these Terms & Conditions.

98JL reserves the right to request documentary proof of age and identity at any time. Failure to provide satisfactory verification documents within a reasonable timeframe may result in the suspension of your account and the withholding of any pending withdrawals until verification is complete.

3 Account Registration

To access the full range of services on 98JL, you must create a member account. When registering, you agree to provide accurate, current, and complete information as requested in the registration form. You further agree to update your information promptly if any details change.

• Each person may register only one account on 98JL. Multiple accounts held by the same individual are prohibited regardless of the name, email address, payment method, or device used.
• You must provide a valid email address and Philippine mobile number during registration. These will be used for account verification, security alerts, and support communications.
• You are responsible for maintaining the confidentiality of your username and password. Do not share your login credentials with any other person.
• You must notify 98JL support immediately if you suspect unauthorized access to your account or believe your credentials have been compromised.
• 98JL will not be liable for any loss or damage arising from your failure to keep your account credentials secure.

98JL reserves the right to decline any registration application at its sole discretion, without being required to provide a reason for the refusal.

4 Deposits & Withdrawals

98JL supports a range of Philippine payment methods including GCash, PayMaya, BPI, BDO, and Metrobank. All transactions on the platform are conducted in Philippine Peso (PHP / ₱) unless otherwise stated.

• The minimum deposit amount on 98JL is ₱100 for e-wallet methods (GCash, PayMaya) and may vary for bank transfer options.
• Deposits are credited to your 98JL account balance upon successful confirmation from the payment provider. 98JL is not responsible for delays caused by third-party payment processors.
• Withdrawals are available to verified accounts only. You must complete the identity verification process before your first withdrawal can be processed.
• Withdrawals will be returned to the same payment method used for the original deposit where technically possible. 98JL reserves the right to request additional verification before processing any withdrawal.
• Minimum withdrawal amounts and processing times are displayed on the 98JL cashier page and are subject to change. Most GCash and PayMaya withdrawals for verified accounts are processed within the hour.
• 98JL does not charge fees on standard deposits or withdrawals, but your payment provider may apply their own transaction fees. Check with your provider for details.
• Any funds deposited on 98JL must be used for gaming activity. 98JL reserves the right to decline withdrawal requests where deposits have not been used for genuine wagering activity.

5 Bonuses & Promotions

98JL offers various bonuses and promotional offers to both new and existing members. All bonuses are subject to the following general conditions, in addition to any specific terms stated for each individual promotion.

• Bonuses are available to eligible members only. 98JL reserves the right to determine eligibility for any promotion at its sole discretion.
• All bonus funds and free spins are subject to wagering requirements before they can be withdrawn. The applicable wagering requirement for each promotion is stated in the promotion's specific terms on the 98JL platform.
• Only one bonus may be active at a time unless the promotion terms explicitly state otherwise.
• Bonuses are intended for personal recreational use only. Any attempt to exploit bonuses through systematic wagering strategies, collusion, or other means that 98JL determines to be abusive may result in the cancellation of the bonus and any winnings derived from it.
• Bonuses that are not used within the stated validity period will expire automatically and cannot be reinstated.
• 98JL reserves the right to modify, suspend, or cancel any promotion at any time. Where a promotion is cancelled, any bonus funds already credited to eligible accounts will be honoured subject to the original wagering requirements.

6 Betting Rules

All bets placed on 98JL — whether on casino games, live dealer tables, sports markets, or virtual sports — are subject to the following general rules.

• Bets are final once confirmed. 98JL does not accept requests to cancel or amend a bet after it has been placed and accepted by the system.
• Minimum and maximum bet limits apply to all games and markets on 98JL. These limits are displayed within each game or market and may vary by product category.
• In the event of a technical fault, disconnection, or system error during a game or bet, 98JL will use all reasonable efforts to resolve the situation fairly. Where a round cannot be completed, stakes will be returned to the member's account balance.
• For sports betting, 98JL reserves the right to void bets where an event is cancelled, postponed beyond the stated settlement period, or where the result is subject to an official review that materially affects the outcome.
• Odds displayed on the 98JL sportsbook are subject to change up until the moment a bet is confirmed. The odds at the time of confirmation are the odds that apply to your bet.
• 98JL reserves the right to limit the maximum winnings payable on any single bet or combination of bets. Maximum payout limits are displayed in the relevant section of the platform.

7 Prohibited Conduct

The following conduct is strictly prohibited on the 98JL platform. Engaging in any of the following may result in immediate account suspension, forfeiture of balances, and referral to the appropriate authorities:

• Registering more than one account, or registering on behalf of another person without their explicit knowledge and consent.
• Providing false, misleading, or fraudulent information during registration or at any subsequent point.
• Using automated software, bots, scripts, or any other artificial means to interact with the 98JL platform.
• Exploiting software bugs, glitches, or vulnerabilities in any 98JL game or system. Any such vulnerabilities must be reported to 98JL support immediately upon discovery.
• Colluding with other players to gain an unfair advantage in any game or betting market on 98JL.
• Engaging in any form of money laundering, fraud, or other illegal financial activity through the 98JL platform.
• Attempting to access another member's account without authorization.
• Using the 98JL platform for any purpose other than personal recreational gaming.

8 Intellectual Property

All content on the 98JL platform — including but not limited to the website design, graphics, logos, game interfaces, text, software, and trademarks — is the property of 98JL or its licensed content providers and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable licence to access and use the 98JL platform for personal, non-commercial recreational purposes only. This licence does not permit you to copy, reproduce, distribute, modify, create derivative works from, or commercially exploit any content on the 98JL platform without prior written consent from 98JL.

9 Limitation of Liability

To the fullest extent permitted by applicable law, 98JL shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the 98JL platform, including but not limited to loss of winnings, loss of data, or loss of goodwill.

98JL does not warrant that the platform will be available at all times, free from errors, or free from viruses or other harmful components. While 98JL takes all reasonable steps to maintain platform availability and security, temporary interruptions may occur due to maintenance, technical faults, or circumstances beyond 98JL's control.

Nothing in these Terms & Conditions shall limit or exclude 98JL's liability for fraud, fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable Philippine law.

10 Suspension & Termination

98JL reserves the right to suspend, restrict, or permanently close any member account at any time, with or without prior notice, where 98JL has reasonable grounds to believe that:

• The member has breached any provision of these Terms & Conditions.
• The member has engaged in fraudulent, abusive, or illegal activity on the platform.
• The account is being used in a manner that poses a risk to 98JL, other members, or third parties.
• Regulatory or legal obligations require the restriction or closure of the account.

You may close your 98JL account at any time by contacting customer support. Upon closure, any remaining balance (after deduction of any applicable bonus funds subject to incomplete wagering requirements) will be returned to your verified payment method within a reasonable timeframe.

11 Privacy

Your use of the 98JL platform is also governed by our Privacy Policy, which is incorporated into these Terms & Conditions by reference. The Privacy Policy explains how 98JL collects, uses, stores, and protects your personal information. By using 98JL, you consent to the data practices described in the Privacy Policy.

You can review the full 98JL Privacy Policy at any time on the platform.

12 Responsible Gaming

98JL is committed to promoting responsible gaming and providing a safe environment for all members. We encourage all players to treat gaming as a form of entertainment and to set personal limits on their time and spending.

98JL provides the following responsible gaming tools to all members:

• Deposit Limits: Set daily, weekly, or monthly deposit limits on your account.
• Session Time Reminders: Receive notifications when you have been playing for a set period of time.
• Self-Exclusion: Temporarily or permanently restrict your access to the 98JL platform.
• Reality Checks: Periodic on-screen reminders of your session duration and net gaming activity.

If you believe your gambling may be causing harm to yourself or others, we strongly encourage you to use these tools and to seek professional support. More information is available on our Responsible Gaming page.

13 Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or in connection with these Terms & Conditions, including any question regarding their existence, validity, or termination, shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.

If any provision of these Terms & Conditions is found by a court of competent jurisdiction to be invalid, unlawful, or unenforceable, that provision shall be deemed severed from the remaining Terms, which shall continue in full force and effect.

14 Contact Us

If you have any questions about these Terms & Conditions or any aspect of the 98JL platform, our customer support team is available 24 hours a day, 7 days a week.

You can reach the 98JL support team via the live chat feature on the platform, or by email at:

  [email protected]

Please include your registered username and a clear description of your query when contacting support. Our team aims to respond to all email enquiries within 24 hours.